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SECURE 2.0 was passed at the end of 2022 and contains over 90 provisions designed to promote savings and financial wellness, streamline administration for employers and offer more flexibility to participants. Some, but not all, of these provisions apply to retirement programs offered by MERS. To help you better understand SECURE 2.0 and its impacts, check out this video which covers:

  • Provisions that apply to MERS plans, including a timeline of those that went into immediate effect and those that are yet to come
  • Opportunities you now have to improve your plan design and encourage participation
  • How MERS, as the plan fiduciary, will ensure all required administrative or policy changes related to the plans we administer are implemented as required


SECURE Act 2.0 (webpage)

Secure Act 2.0 Changes (pdf)