Buckle Up Investing is comparable to a roller coaster ride. It’s filled with ups and downs and can appear overwhelming at times. There will be moments of thrill and moments of fear. Your decisions during the process will impact your financial wellness and retirement readiness. Wherever you’re at in the ride, there are important considerations… Continue reading
Most of us will be on a fixed income once we retire. In addition to any pension or social security benefits we might receive, we will need to determine how much to pay ourselves out of our retirement savings account. Retirement industry experts recommend planning to be able to replace 80% of your pre-retirement income…. Continue reading
Sure, it would be nice to pay for unexpected expenses without pulling out a credit card, but that’s easier said than done, right? The secret to paying out-of-pocket to replace a refrigerator, that has lost its cool, is to build an emergency savings fund. Having money set aside for emergencies can help prevent you from… Continue reading
Hey Millennials! Think it’s too early to be thinking about your retirement? Think again… When you’re in your twenties and just starting out in your career, saving for retirement might not seem that important. It can be hard to save for retirement when you have so many other demands on your money. But getting a… Continue reading
Everyone’s attitude toward investing and money is different. Yet, most people share some common situations throughout their lives. For instance, as you grow older time certainly affects how you invest for retirement, but what about other life stages that aren’t related to age? Let’s say you’re 40 and expecting your first child. You’ll need to… Continue reading
Managing your debt is an important step to attaining financial freedom and security. Although the burden of debt may appear inescapable, there are many helpful management strategies. Here are a few that can help you work toward a stress-free and debt-free financial life. Balancing your Budget One of the first steps to effective debt management… Continue reading
Budgeting for retirement can appear to be a daunting and complex task at first glance. However, the simple 50/20/30 budgeting rule can ease the burden and bring you peace of mind. The rule provides a balanced budget that can be adjusted to fit your personal financial goals. The 50/20/30 rule divides your after-tax, take-home pay… Continue reading
According to research, a majority of Americans are not financially prepared for retirement. By taking a few small steps today such as budgeting and saving early, you will be better prepared when the time comes to retire. Budgeting and Planning One of the first steps you can take to achieving a financially secure retirement is… Continue reading
Saving and investing for a retirement that’s many years in the future isn’t a short trip across town. Instead, it’s a long haul from coast to coast. You’re going to encounter plenty of rough stretches that could test your resolve. Sticking with your long-term strategy can help you achieve a comfortable retirement. Stay on Your… Continue reading
First, the car broke down, then the dishwasher stopped working, and now the dog is sick. Sometimes the old saying, “When it rains it pours,” seems to ring a little too true. When you need money to pay large, unexpected bills, where do you turn? Many people use credit cards or borrow from their retirement… Continue reading