Flexible saving options for current and former employees of any Michigan municipality, as well as their spouses.
How IRA Works
The MERS IRA is a tax-advantaged Individual Retirement Account for the exclusive benefit of current and former employees of any Michigan municipality, as well as their spouses.
The MERS IRA does not need to be adopted by the employer and is available to anyone currently or previously employed by any Michigan municipality. Employees do not have to have participated in a MERS plan.
Participant Information
If you have questions about how to help your employees save more for their financial future with a MERS IRA, view the participant MERS IRA program page.
Resources
Participant Webpage
(including Application request online form)
Participant Handbook (pdf)
Handouts to communicate MERS IRA effectively
Personalized Financial Guidance & Investment Advice (pdf)
Fee Disclosure Statement (pdf)