Action Items


Welcome Wayne County Retirees to the MERS Health Care Savings Program (HCSP)

Action Items

1. Wayne County Retiree Stipend Group:

Questions on Coverage:

  1. If you have been invited to enroll in this BCBSM Medicare Advantage healthcare program and have questions, contact:
    • BCBSM: 1-800-284-6994
      8 a.m. to 5 p.m. EST
      Monday – Friday
      OR
    • TMR: 313-963-1135
      8:30 a.m. to 4:30 p.m. EST
      Monday – Friday

2. Set up your myMERS account

Your myMERS account provides 24/7 access to your HCSP account information and gives you the ability to submit claims, update your contact information, make investment changes, name plan beneficiaries, and much more.

To create your myMERS account, see the instructions below.

Login Button

Create myMERS account

Instructions

To create your myMERS account:

  • Click on “Create myMERS account” under the green “Log In” button.
  • Provide the information requested.
  • You may be prompted to verify your identity through two-factor authentication (2FA) upon login. You will receive a text message, email, or voice call from our recordkeeper, Alerus, with your verification code.

How to use myMERS

View "Using your myMERS account" video.

3. Beneficiaries

Please name your account beneficiaries.
Naming an account beneficiary is one of the most important things you can do to protect your account in the event you still have funds available once you, your spouse and any legal dependents pass away.

Remember, don’t list your spouse or legal dependents as a Primary or Contingent Beneficiary; a spouse and dependent children are already eligible to use the benefit before any named beneficiaries.  Beneficiaries can be changed at any time online via your myMERS account or by completing and uploading or mailing the HCSP beneficiary change form.

Check out this quick video to learn more about naming and updating your beneficiaries through myMERS.

4. Investments

Review your investment options and make changes, if you choose.
Funds are first deposited into an age-appropriate Retirement Strategies target date fund (unless otherwise directed by the participant) and transferred into the Alerus Money Market Fund until a $1,000 threshold is reached. Balances over $1,000 will remain defaulted into the age-appropriate Retirement Strategies target date fund (unless otherwise directed by the participant.) This means assets will be invested into a fully diversified fund that most closely aligns with the year you turn(ed) age 65. If you turned 65 before 2010 you will be placed into the Retirement Income fund. You may change this allocation at any time through your myMERS account.

Learn about MERS Investments.