Chief Actuary David Kausch from Gabriel, Roeder, Smith & Company joined us to review the updated economic assumptions that were used in your 12/31/19 Annual Actuarial Valuation, as well as the results of the recently completed Experience Study. Additional updates to demographic assumptions will be effective with your 12/31/20 Annual Actuarial Valuation. You will leave with an understanding of the impacts of these upcoming assumption changes and actions that can be taken now to prepare.