During times of crisis, it’s natural to focus on what’s most important in life, such as your children, pets, health and finances. Data security may not be top of mind for you right now, and cyber criminals know it. While we are concentrating on other priorities, they are busy looking for opportunities to take advantage… Continue reading
First, the car broke down, then the dishwasher stopped working, and now the dog is sick. Sometimes the old saying, “When it rains it pours,” seems to ring a little too true. When you need money to pay large, unexpected bills, where do you turn? Many people use credit cards or borrow from their retirement… Continue reading
A four-year college education is expensive. Based on research by the College Board*, the published average annual cost of tuition and tuition fees for 2019-2020 at a four-year private college was $36,880. Tuition fees for in-state students at a four-year public school were on average $10,440 per year. Room and board are another charge. And… Continue reading
Financial Considerations Before Remarriage If you’re about to remarry, you’ve probably already made some major decisions together — such as how you introduced your families to each other or deciding where you will live. And that’s just the beginning. You and your new spouse will also have to work out a number of financial and… Continue reading
Debt is something most everyone deals with at some point during their life. The size of that debt may range from the cost of a new sweater to a home mortgage. Whatever the case, knowing how to handle personal debt is important for maintaining healthy finances over the long term. Are You in Too Much… Continue reading
What is dollar-cost averaging? Dollar-cost averaging is an investment strategy that sounds complicated, but is actually quite simple. Dollar-cost averaging means that rather than investing a lump sum of money into an asset all at once, you invest a fixed amount of money at regular intervals over a long period of time. By dividing the… Continue reading
Experts say it’s never too soon to begin saving for retirement. But what can you do if you know you started too late? While starting early is still the best way to save for retirement, thanks to the power of compounding interest, the Internal Revenue Service (IRS) has given those savers who got off to… Continue reading