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Thursday, July 28, 2016

Who We Are

The Municipal Employees' Retirement System (MERS) of Michigan is an independent, professional retirement services company that serves municipal members across the state of Michigan.

The team at MERS is made up of top industry experts who use cutting-edge technology and fiscal best practices to give members peace of mind and security in their retirement. MERS listens and works in partnership with our members to deliver a superior value that meets our members' needs.

We proudly serve more than 100,000 participants, including local firefighters, nurses, and the men and women who plow our roads and keep our communities safe.

Independent Elected Board

MERS is a nonprofit governed by an elected board that operates without compensation. Our board is committed to accountability and transparency, holding the line on costs, and MERS Retirement Boardwatching out for the best interest of our members.

Click here to learn more about the MERS Retirement Board.

A Program for Every Need

At MERS, we recognize that every member has unique needs and we offer a broad range of customizable plans to fit our members' budgets, needs, and goals.

MERS Programs

Investing in Retirement

MERS strives for a completely diversified fund utilizing various management strategies that will provide downside market protection with upside market participation.

Law and Regulation
MERS must follow Michigan state law and prudent standards of diligence. We maintain strict oversight and management. Our assets are invested in accordance with the Public Employee Retirement System Investment Act (PERSIA). MERS conducts quarterly compliance reviews.

MERS consistently outperforms its benchmarks and market averages, with a prudent, long-term approach designed to provide downside protection and upside market participation.

Investment Earnings
For more than 20 years, more than half of MERS retirement benefits have come from Investment earnings, not taxpayer dollars. Investing your assets into a total asset allocation portfolio means that administrative and investment costs are shared and affordable.

Readying Michigan for Retirement

We are dedicated to helping employers and participants understand their MERS plans and resources to find answers they need to prepare for retirement.

Online Resources
myMERS offers participants up-to-the-minute account information, online calculators, and other resources to help stay on the right retirement track.

Retirement Readiness
Individualized retirement readiness reports will be sent to participants, offering a comprehensive view of how MERS benefits can work with other retirement income – and whether they're on track to meet their retirement goals.

Publications, Statements, and News
MERS provides employers and participants with a variety of publications and resources about their retirement plan.MERS Events and Seminars
MERS Regional Teams hold quarterly meetings at convenient locations throughout the state. Pizza & Planning events are free and open to all MERS participants and their beneficiaries. Morning Breaks with MERS focus on employer and administrative topics.

On-site Education
We are available to hold group presentations, attend benefit fairs, and hold one-on-one meetings for all MERS programs.

MERS Service Center
MERS Service Center offers, knowledgeable, over-the-phone assistance for a wide variety of benefit questions, including support with participant online account information. The Service Center is available weekdays at 800.767.MERS (6377).

MERS Social Media MERS Facebook MERS TwitterMERS LinkedInMERS Youtube

The information contained in this Web site is being made available as a public service. The information is not intended to constitute legal or investment advice, or to replace official versions of that information. Benefit Estimates or Service Credit Purchase estimates requested through this Web site are not official descriptions of any benefits, and do not represent a promise by MERS to provide any benefit(s) to any person(s). No one can detrimentally rely upon the information provided in, or requested through this Web site. MERS reserves the right to correct any errors, and presents this information without warranties, express or implied, regarding the information?s accuracy, timeliness or completeness. If you believe the information is inaccurate, out-of-date, or incomplete, or if you have problems accessing or reading the information, please call MERS at 800.767.MERS (6377).