The Municipal Employees' Retirement System (MERS) of Michigan is an independent, professional retirement services company that serves municipal members across the state of Michigan.
The team at MERS is made up of top industry experts who use cutting-edge technology and fiscal best practices to give members peace of mind and security in their retirement. MERS listens and works in partnership with our members to deliver a superior value that meets our members' needs.
We proudly serve more than 100,000 participants, including local firefighters, nurses, and the men and women who plow our roads and keep our communities safe.
Independent Elected Board
MERS is a nonprofit governed by an elected board that operates without compensation. Our board is committed to accountability and transparency, holding the line on costs, and watching out for the best interest of our members.
Click here to learn more about the MERS Retirement Board.
A Program for Every Need
At MERS, we recognize that every member has unique needs and we offer a broad range of customizable plans to fit our members' budgets, needs, and goals.
Investing in Retirement
MERS strives for a completely diversified fund utilizing various management strategies that will provide downside market protection with upside market participation.
Law and Regulation
MERS must follow Michigan state law and prudent standards of diligence. We maintain strict oversight and management. Our assets are invested in accordance with the Public Employee Retirement System Investment Act (PERSIA). MERS conducts quarterly compliance reviews.
MERS consistently outperforms its benchmarks and market averages, with a prudent, long-term approach designed to provide downside protection and upside market participation.
For more than 20 years, approximately 2 out of every 3 dollars from MERS retirement benefits have come from Investment earnings, not taxpayer dollars. Investing your assets into a total asset allocation portfolio means that administrative and investment costs are shared and affordable.
Readying Michigan for Retirement
We are dedicated to helping employers and participants understand their MERS plans and resources to find answers they need to prepare for retirement.
myMERS offers participants up-to-the-minute account information, online calculators, and other resources to help stay on the right retirement track.
Individualized retirement readiness reports will be sent to participants, offering a comprehensive view of how MERS benefits can work with other retirement income – and whether they're on track to meet their retirement goals.
Publications, Statements, and News
MERS provides employers and participants with a variety of publications and resources about their retirement plan.MERS Events and Seminars
MERS Regional Teams hold quarterly meetings at convenient locations throughout the state. Pizza & Planning events are free and open to all MERS participants and their beneficiaries. Morning Breaks with MERS focus on employer and administrative topics.
We are available to hold group presentations, attend benefit fairs, and hold one-on-one meetings for all MERS programs.
MERS Service Center
MERS Service Center offers, knowledgeable, over-the-phone assistance for a wide variety of benefit questions, including support with participant online account information. The Service Center is available weekdays at 800.767.MERS (6377).