Thursday, July 19, 2018

Medical trust that offsets retiree health care costs

The MERS Retiree Health Funding Vehicle offers you a simple solution to a complex problem: how to establish a qualified medical trust with cost-effective diversified investments. The Retiree Health Funding Vehicle helps employers set aside assets for funding their Other Post Employment Benefits (OPEB) liability, while benefitting from investing in MERS investment options.

By selecting the MERS Retiree Health Funding Vehicle, you are receiving all the benefits of a trust, including cost savings, time and effort because we do the work for you! Assets held in trust are legally protected from creditors and may only be used for OPEB. By joining the funding vehicle, you are joining a Section 115 Governmental Integral Part Trust.

Features & Benefits

  • You determine the contribution frequency and amount to the trust
  • The trust has been approved by a Private Letter Ruling from the IRS
  • You benefit from the strength of our large membership,with cost-effective diversified portfolios
  • Earnings on assets will reduce your long-term contributions and unfunded liability
  • Funding may prevent your net OPEB obligation from becoming a significant liability on your balance sheet
  • Funding can contribute to a positive credit rating


View RHFV asset allocation, investment menus, and more. Click here.



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The information contained in this Web site is being made available as a public service. The information is not intended to constitute legal or investment advice, or to replace official versions of that information. Benefit Estimates or Service Credit Purchase estimates requested through this Web site are not official descriptions of any benefits, and do not represent a promise by MERS to provide any benefit(s) to any person(s). No one can detrimentally rely upon the information provided in, or requested through this Web site. MERS reserves the right to correct any errors, and presents this information without warranties, express or implied, regarding the information?s accuracy, timeliness or completeness. If you believe the information is inaccurate, out-of-date, or incomplete, or if you have problems accessing or reading the information, please call MERS at 800.767.MERS (6377).