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Thursday, December 18, 2014

Offering Employees Simpler, Streamlined Investing

The road to retirement is paved with preparation, and the MERS Defined Contribution Plan helps employees do just that — by taking an active role in planning for the future.

MERS Defined Contribution Plan provides each participant with an account to which contributions are made and assets are invested. When an employee retires, their benefits are based on the total amount of money in the account. As a qualified plan, participants are not taxed on employer contributions or earnings until assets are withdrawn.

Features & Benefits:

  • Employees understand the account balance concept 
  • No investment risk to the employer 
  • Constant contribution level is easy to budget for 
  • Portability 
  • No unfunded accrued liability


Plan Document

Investments

Click here to see the streamlined MERS DC Investment Menu.

 

Need Help Finding the Right Retirement Fit?

MERS Regional Team members can help you find affordable answers to your benefit budget. Contact a MERS representative in your area at 800.767.MERS (6377), or click here.


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Disclaimer
The information contained in this Web site is being made available as a public service. The information is not intended to constitute legal or investment advice, or to replace official versions of that information. Benefit Estimates or Service Credit Purchase estimates requested through this Web site are not official descriptions of any benefits, and do not represent a promise by MERS to provide any benefit(s) to any person(s). No one can detrimentally rely upon the information provided in, or requested through this Web site. MERS reserves the right to correct any errors, and presents this information without warranties, express or implied, regarding the information?s accuracy, timeliness or completeness. If you believe the information is inaccurate, out-of-date, or incomplete, or if you have problems accessing or reading the information, please call MERS at 800.767.MERS (6377).