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Monday, July 28, 2014

Employee Help

Are my retirement benefits taxable income?Are my retirement benefits taxable income?How do I find the rate of return for a specific investment fund?How do I find the rate of return for a specific investment fund?Are my retirement benefits taxable income?When will my pension check be issued each month?When will my pension check be issued each month?When will my pension check be issued each month?How do I choose/change my funds?How do I find the rate of return for a specific investment fund?How do I find the rate of return for a specific investment fund?How do I choose/change my funds?How do I choose/change my funds?How do I choose/change my funds?How do I choose/change my funds?How do I find the rate of return for a specific investment fund?Does Social Security affect my retirement benefits?When will I be eligible to retire?How do I earn service credit?How do I earn service credit?Do I have to notify MERS when I turn age 60 and qualify to retire?Do I have to notify MERS when I turn age 60 and qualify to retire?Do I have to notify MERS when I turn age 60 and qualify to retire?Who can I choose as a retirement beneficiary?Who can I choose as a retirement beneficiary?Who can I choose as a retirement beneficiary?How does the military affect my service?How does the military affect my service?How does the military affect my service?What if I leave my employer before retirement age?Can I work after I retire?Can I work after I retire?Can I work after I retire?Will I get a 1099 at year-end?Will I get a 1099 at year-end?Will I get a 1099 at year-end?I'm interested in purchasing additional service credit.When will I receive my distribution?When will I receive my distribution?When will I receive my distribution?I'm interested in purchasing additional service credit.What are my fund choices?Are loans allowed from my Health Care Savings Program?Are loans allowed from my Health Care Savings Program?What if I work for more than one MERS employer?Can I access my account while on medical leave?Can I access my account while on medical leave?How do I submit claims for reimbursement?What if I work for more than one MERS employer?How do I submit claims for reimbursement?How do I submit claims for reimbursement?How often will I receive statements?How often will I receive statements?How often will I receive statements?Is there a limit on the number of transactions I can make?What if I work for more than one MERS employer?What if I leave my employer before retirement age?What if I leave my employer before retirement age?If I am Not Vested When I Terminate Employment, How Can I Become Vested?If I am Not Vested When I Terminate Employment, How Can I Become Vested?If I am Not Vested When I Terminate Employment, How Can I Become Vested?What do I do if I'm terminating my employment?What do I do if I'm terminating my employment?What do I do if I'm terminating my employment?Are loans allowed in my Defined Contribution Plan?Are loans allowed in my Defined Contribution Plan?Can I change (increase, decrease or stop) contributions to my plan?Can I change (increase, decrease or stop) contributions to my plan?How do I change my beneficiary?How do I change my beneficiary?How do I change my beneficiary?How do I change my beneficiary?How do I get help with managing my Defined Contribution Plan?How do I get help with managing my Defined Contribution Plan?If I make a fund change, when will it take effect?If I make a fund change, when will it take effect?If I make a fund change, when will it take effect?How do I change my beneficiary?What types of funds can I roll over into my DC account?When do I get my quarterly statement?When do I get my quarterly statement?When do I get my quarterly statement?How do I change my beneficiary?Is there a limit on the number of transactions I can make?Is there a limit on the number of transactions I can make?Is there a limit on the number of transactions I can make?What are my fund choices?What are my fund choices?What are my fund choices?How do I change my beneficiary?How do I change my email address?How do I change my email address?How do I change my email address?How do I change my name?How do I get help with managing my Defined Contribution Plan?What is vesting?What is vesting?What is vesting?What types of funds can I roll over into my DC account?What fees are on my account?What fees are on my account?What fees are on my account?What fees are on my account?What happens to my account upon my death?What happens to my account upon my death?What happens to my account upon my death?What types of funds am I allowed to roll over into my HCSP account?What types of funds am I allowed to roll over into my HCSP account?What types of funds am I allowed to roll over into my HCSP account?When can I begin using my account?When can I begin using my account?When can I begin using my account?Where can I view my transactions?Where can I view my transactions?Where can I view my transactions?Where can I view my transactions?Where do I get my quarterly statement?Where do I get my quarterly statement?Where do I get my quarterly statement?Will I get a 1099 at year end?Will I get a 1099 at year end?Will I get a 1099 at year end?How do I change my name and/or address?How do I change my name and/or address?How do I change my name and/or address?How do I change my name and/or address?How do I change my name and/or address?How do I change my name and/or address?How do I change my name and/or address?What is MERS?When are my retirement pay dates?What type of plan is MERS?Why am I part of the MERS plan?Why am I part of the MERS plan?Which MERS Retirement Plan do I have?Which MERS Retirement Plan do I have?Which MERS Retirement Plan do I have?How do you request a refund of contributions?How do you request a refund of contributions?Do I need to notify MERS when I have retired?Who should I contact if I have specific questions regarding my benefit(s)? How do I access statements and continue to manage my account once I retire?Are my retirement benefits affected if I return to work after I retire?Are my pension benefits considered taxable income?Will you notify me of when I am eligible to begin withdrawing from my Health Care Savings Program or the MERS 457 Program?What is myMERS and how do I log in?What is myMERS and how do I log in?Who should I contact if I have specific questions regarding my benefit(s)?What products can I purchase for myself?How are my taxes affected by my contributions?What type of pension plans do you offer?What non-pension products do you offer municipalities to adopt for their employees?What non-pension products do you offer for employers?What resources does MERS make available to my employees and me?What type of pension plans do you offer?How is MERS governed?Does the State of Michigan have any impact in MERS decisions or rules?When will my new rates go into effect?What percent funded is our division/municipality?We made a change that is not being shown on this report.What is Normal Cost?What is Unfunded Accrued Liability (UAL)?Table 2 shows a provision line for “Early Retirement (Reduced).” What is this?Who do I contact if I have additional questions or want to learn more?Can changes be made to the benefit provisions shown here? If so, how?Can we pay more than what the minimum required contribution states on our AAV?The employee count on the AAV is incorrect. How do I make corrections?Where can I find information on investment rate of return history?What impact does changing the employee contribution percentage have on the employer rate?
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Disclaimer
The information contained in this Web site is being made available as a public service. The information is not intended to constitute legal or investment advice, or to replace official versions of that information. Benefit Estimates or Service Credit Purchase estimates requested through this Web site are not official descriptions of any benefits, and do not represent a promise by MERS to provide any benefit(s) to any person(s). No one can detrimentally rely upon the information provided in, or requested through this Web site. MERS reserves the right to correct any errors, and presents this information without warranties, express or implied, regarding the information?s accuracy, timeliness or completeness. If you believe the information is inaccurate, out-of-date, or incomplete, or if you have problems accessing or reading the information, please call MERS at 800.767.MERS (6377).